TERMS & CONDITIONS
In order to access the training, you must agree to the End-User Agreement and Disclaimer (“Agreement”).
YOU MUST READ AND AGREE TO THESE TERMS AND CONDITIONS
MATERIAL ON WEB SITE ARE NOT LEGAL OR PROFESSIONAL ADVICE.
This Web Site is designed to provide a personal financial management course in accordance with the requirements of the United States Bankruptcy Code. This course provides general information about financial management topics. Therefore, if you need specific advice or guidance regarding your particular situation, consult with the appropriate financial, legal, or other type of professional.
The Materials contained on the Web Site have been prepared by $10 Debtor Education, LLC as a service to its readers and consumers on the internet and are not intended to constitute legal or any professional advice. $10 Debtor Education, LLC has used reasonable efforts in collecting, preparing and providing quality information and material, but does not warrant or guarantee the accuracy, completeness, adequacy or currency of the information contained on or linked to the Web Site. Users of information from the Web Site or links do so at their own risk.
After you register with this Web Site, you will be assigned a login and password. You are responsible for maintaining the confidentiality of your login and password, and responsible for all activities that occur under your login and password. You agree to notify $10 Debtor Education, LLC of any unauthorized use of your login and password or any other breach of security.
You authorize $10 Debtor Education, LLC to document completion of the personal financial management course in any way consistent with the purposes and intent of this agreement. You agree that, in order to receive a Certificate of Completion, you must complete the personal financial management course in its entirety. You understand that if you fail to complete the entire course in time to allow $10 Debtor Education, LLC reasonable time to issue and send you a Certificate of Completion of the course your bankruptcy case may be dismissed and you may be subject to additional fees and costs to reinstate your bankruptcy case. You understand that you are responsible for providing your Certificate of Completion with the Bankruptcy Court. Under no circumstances will $10 Debtor Education, LLC be responsible for any additional filing fees or attorneys’ fees you incur.
FEES AND PAYMENTS.
$10 Debtor Education, LLC reserves the right at any time to charge fees for access to portions of the Web Site or the Web Site as a whole. However, in no event will you be charged for access to the Web Site unless we obtain your prior agreement to pay such charges.
ANY DISPUTES AND INDEMNIFICATION
You agree to indemnify, defend and hold $10 Debtor Education, LLC harmless from any liability, loss, claim and expense, including reasonable attorneys; fees, related to your violation or alleged violation of this Agreement or use of the Web Site.
You agree to release $10 Debtor Education, LLC from any and all liability, implied or express. You further agree that in the event of any dispute arising hereunder the parties shall bear their own attorneys’ fees and costs/expenses of any type. You further agree that all disputes shall be resolved by arbitration and that the only remedy and/or damage available to you is a refund of the cost of enrolling. You waive any and all other damages, claims, costs and attorneys’ fees.
You understand that if you fail to complete the entire course in time to allow $10 Debtor Education, LLC reasonable time to issue and send you a Certificate of Completion of the course your bankruptcy case may be dismissed and you may be subject to additional fees and costs to reinstate your bankruptcy case. You understand that you are responsible for providing your Certificate of Completion with the Bankruptcy Court. Under no circumstances will $10 Debtor Education, LLC be responsible for any additional filing fees or attorneys’ fees.
$10 Debtor Education, LLC is an Arizona limited liability company. Jurisdiction for resolution of any dispute shall be in Arizona. You agree that any disputes shall be governed by and construed in accordance with the laws of the State of Arizona, except as to any applicable conflict of laws provision.
RESTRICTIONS ON USE OF MATERIALS.
Unless otherwise noted, all materials, including, but not limited to, the written content, any images, illustrations, designs, icons, photographs, video clips and audio clips that are part of the Web Site (collectively, the "Materials") are subject to copyrights owned by $10 Debtor Education, LLC or the party credited as the provider of the Materials. Copying or storing of any Materials for other than personal use is expressly prohibited without prior written permission from $10 Debtor Education, LLC, or other copyright holder identified in the Materials. Modification of the Materials or use of the Materials for any other purpose is a violation of $10 Debtor Education, LLC copyright and other proprietary rights.
OTHER PRODUCTS OR LINKS TO OTHER WEB SITES AND SERVICES.
The Web Site does contain other links to other outside sites or references to other product, process, or service by trade name, trademark, hyperlink, or otherwise. To the extent that the Web Site contains links or references to outside services and resources, $10 Debtor Education, LLC does not control the materials of those outside services and resources and is responsible for data collection and use practices on linked sites, other product, process or service and $10 Debtor Education, LLC does not endorse, recommend or favor those outside services and resources. Any issues relating to any such service or resource, or any link thereto, should be directed to the particular service or resource. We will not share any information about you with any of these sites.
THE MATERIALS IN THE WEB SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, $10 DEBTOR EDUCATION, LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. $10 DEBTOR EDUCATION, LLC DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEB SITE OR THE SERVER(S) THAT MAKES THE WEB SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. $10 DEBTOR EDUCATION, LLC DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THE WEB SITE IN TERMS OF ITS CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. LIMITATION OF LIABILITY. UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL $10 DEBTOR EDUCATION, LLC BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS ON THE WEB SITE, EVEN IF $10 DEBTOR EDUCATION, LLC OR AN $10 DEBTOR EDUCATION, LLC AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL $10 DEBTOR EDUCATION, LLC 's TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE WEB SITE.
“NOTHING HEREIN SHALL APPLY TO ACTIONS OR CLAIMS UNDER THE PROVISIONS OF THE UNITED STATES BANKRUPTCY CODE, 11 U.S.C. § 101 et seq.”