Q:  Why do I have to complete this course to receive my bankruptcy discharge?

The new Bankruptcy Act enacted by Congress requires individuals filing Chapter 7 or 13 bankruptcy to complete an instructional course in personal financial management AFTER filing bankruptcy and prior to receiving their bankruptcy discharge.  Our Bankruptcy Debtor Education Course meets this requirement.

Q:   When do I take this course?

You should take this course AFTER you file bankruptcy.  The law requires that you take this course within 45 days after your 341 Meeting.

Q:  How do I pass the course?

Simply by completing the course! As long as you complete the entire course, you will receive the Certificate of Completion required by the law.

Q:  How much does the course cost? 

The cost for the course is $9.99 per household.

Q:  How will I pay for the course? 

You or your attorney may pay online by debit card, credit card, e-check or money order.  If you choose to pay by money order, you will be sent your login and password after your money order is received.

Q:  Can my attorney pay for the course?

Yes. Your attorney may pay by debit or credit card.

Q:  How long is the course?

The bankruptcy laws require the course to be a minimum of two hours. Feel free to take as long as you need. However, you must spend a minimum of two hours in order to receive your certificate of completion.

Q:  Where can I take the course?

You may take the course from any location with internet access such as your home, your office, your attorney’s office, a public library or an internet cafe.  The course is available to you at any time, 24 hours a day.

Q:  Once I’ve started the course, can I stop and start the course again at a later time?

Yes.  You can start, stop and save your course whenever you like and log in and out as many times as you need.  You can go at your own pace.

Q:  Who else can receive my certificate?

You will have the option of having a copy of your certificate emailed or mailed to your attorney.

Q: What is your payment & refund policy?

We charge your credit card on the same day you register and pay for our course.  If you registered and paid for our course in error, and need a refund, please contact us at customerservice@10DebtorEducation.com.